Boat/Personal Watercraft

BoatsWhether drifting along on a pontoon, cutting through the waves, or heading out in the wee hours to that perfect fishing spot, boaters have relied on our coverage since 1990. For those wanting close contact with the water, our coverage is a "life jacket" for personal watercraft.

 

Boat

Personal Watercraft

Types

Up to 64' length
Up to 70mph
No age restriction
Powerboats | Sailboats | Pontoons | Houseboats | Trawlers | Sport-fishers | Performance | Bass boats

All accepted

Coverage Options1

Watercraft liability
Watersports liability
Watercraft physical damage

Watercraft liability
Watersports liability
Watercraft physical damage

Loss Settlement1

ACV. Upgrade to Agreed Value or Replacement Cost.

ACV

Optional Coverage1

Package of uninsured boater, non-owned watercraft, personal effects, towing and emergency assistance.

Medical Payments

Trailer Damage

Tender / dinghy

Package of uninsured boater, non-owned watercraft, personal effects, towing and emergency assistance.

Medical Payments

Trailer Damage

Payment Plans2

1-pay | 2-pay | 4-pay | EFT | credit card

1-pay | 2-pay | 4-pay | EFT | credit card

Discounts

Transfer
Diesel fuel
Ownership experience
Loss-free renewal

Multi-unit
Ownership experience
Loss-free renewal

Navigation

US, Canadian, Mexican (Pacific) waters 150 miles offshore max.

US and Canadian waters 5 miles offshore max.

1All coverages protect up to the policy limits. As you review these program highlights, keep in mind that program availability and coverages may vary by state. The state program manual and policy form present complete details.

2Payment plan availability depends on premium level.