Home Warranty

BoatsInsurance is essential, but it does not cover the unexpected failure of something major, like a furnace or a problem with the plumbing. We offer several warranty extension programs for owners of manufactured homes looking to protect their finances from the high cost of major repairs.

 

American Home Guard®

Vintage Home Guardsm

Target Market

Purchasers of a new manufactured home.

Purchasers of a pre-owned manufactured home.

Term

Manufacturer warranty year Plus 2, Plus 4 or Plus 6 years of program coverage.

1 to 3 years from possession date, depending on age of home.

Coverage Options1

A - Structure only
Steel frame and beams
Load bearing structures
Roof, ceiling, framing, interior walls, doors, windows
Sub-floor
Exterior siding
Tie-down straps & anchors

 

B - Systems & Appliances
Plumbing system
Electrical system
Central heating and A/C
Range, vent fan, oven, refrigerator, water heater, dishwasher, clothes washer and dryer, tubs, showers, toilets, sinks, garbage disposal, trash compactor

 

C - Structure, Systems & Appliances

Standard coverage
Plumbing system
Electrical system
Load bearing structures
Central heating and A/C
Water heater
Range, vent fan and oven
Refrigerator

 

Deluxe coverage adds
Dishwasher, clothes washer and dryer, tubs, showers, toilets, sinks, garbage disposal, trash compactor

Deductible

$50 per covered item

$50 per covered item

Eligibility

Home must be under manufacturer's warranty, and be no more than two model years old.

  

Transfer

If home is sold, coverage transfers to new owner.

If home is sold, coverage transfers to new owner.

1See the policy terms and conditions for item definitions. As you review these program highlights, keep in mind that program availability and coverages may vary by state. The state program manual and policy form present complete details.