Beyond Standard


Binding Restrictions

Flood Warnings - AR, IL, IN, LA, MI, MN, MS, MO, ND, TN, WI

Active flood warnings have been issued in areas of the following states: Arkansas, Illinois, Indiana, Louisiana, Michigan, Minnesota, Mississippi, Missouri, North Dakota, Tennessee, and Wisconsin (see state/county list below). This email serves as a reminder that any risks in an area prone to flooding or under a flood warning may not be bound.

Binding Restriction Reminder
When temporary binding restrictions are in effect as outlined above, or when there is risk of impending severe weather, do not accept any applications for new coverage, requests to increase coverage limits, or requests to lower deductibles on existing policies. Renewal policies may be written provided there is no increase in coverage or lapse between policies.

These restrictions apply to all Personal Lines Sitebuilt, Manufactured Home, and Casualty Products, and all Commercial Lines Products.

Please remember to use one of the following methods to check for restrictions on our Personal Lines Products:

1. Visit us on the web at http://www.amig.com/agents/bindres.html
2. Log-on to modernLINK and click on the Current Binding Restrictions link located on the main page.

Special Notice for Collector Vehicle
Relocation Expense Reimbursement will be made available to those customers in the path of this peril. This will provide 50% reimbursement of the temporary relocation costs for moving the insured vehicle to a safer location up to $200 per vehicle, subject to a maximum of $2,500 per policy. Claims for reimbursement should be directed to 1-800-275-2075 or can be submitted at www.amig.com. The customer should retain all invoices/receipts regarding the costs incurred.

If you have any questions regarding these restrictions, please contact the Personal Lines or Commercial Lines Underwriting Departments.

Arkansas
Crittenden
Independence
Jackson
Lawrence
Lee
Woodruff

Illinois
Adams
Alexander
Brown
Bureau
Calhoun
Cass
Clark
Clay
Clinton
Cook
Crawford
Edwards
Fayette
Fulton
Gallatin
Greene
Grundy
Hancock
Hardin
Henderson
Henry
Iroquois
Jackson
Jasper
Jersey
Kane
Kankakee
Kendall
Knox
Lake
LaSalle
Lawrence
Madison
Marshall
Mason
Massac
McDonough
McHenry
Menard
Mercer
Morgan
Ogle
Peoria
Piatt
Pike
Pulaski
Putnam
Randolph
Richland
Rock Island
Sangamon
Schuyler
Scott
St. Clair
Stephenson
Tazewell
Union
Wabash
Wayne
White
Whiteside
Winnebago
Woodford

Indiana
Allen
Carroll
Daviess
DeKalb
Elkhart
Fountain
Fulton
Gibson
Greene
Jackson
Knox
Kosciusko
Lake
Lawrence
Marshall
Michigan
Morgan
Newton
Owen
Parke
Pike
Porter
Posey
Pulaski
Starke
St. Joseph
Sullivan
Tippecanoe
Vermillion
Vigo
Warren
Washington
White

Louisiana (parishes)
Concordia
East Carroll
Madison
St. Mary
Tensas

Michigan
Barry
Bay
Berrien
Branch
Clinton
Ingham
Ionia
Kent
Newaygo
Osceola
Ottawa
Saginaw
St. Joseph
Wexford

Minnesota
Clay
Traverse
Wilkin

Mississippi
Adams
Bolivar
Claiborne
Desoto
Issaquena
Jefferson
Neshoba
Tunica
Washington
Wilkinson

Missouri
Callaway
Cape Girardeau
Carroll
Chariton
Cooper
Franklin
Gasconade
Howard
Lewis
Lincoln
Linn
Livingston
Marion
Mississippi
Montgomery
New Madrid
Osage
Pemiscot
Perry
Pike
Ralls
Saline
Scott
St. Charles
St. Genevieve
St. Louis
Warren

North Dakota
Cass
McHenry
Richland
Ward

Tennessee
Crockett
Dyer
Lake
Lauderdale
Shelby
Tipton

Wisconsin
Buffalo
Green
Green Lake
Jefferson
Kenosha
Racine
Rock
Trempealeau
Waushara
Winnebago