Educational Institutions

Designed for K-12 public, private and vocational schools, and community colleges, the educational institutions program brings together property, general liability, and educator’s management liability coverage together into one package.

Eligible classes of business:

  • K-12 public, private and vocational schools
  • Community college

Specific lines/coverages:

  • Property / inland marine / crime / equipment breakdown
    • Comprehensive proprietary coverage form
    • Blanket limits
    • Agreed value
    • Replacement cost
    • Bundled/enhancement endorsement
    • All standard IM and crime coverage available
  • Commercial general liability (up to $1M/$3M)
    • Education enhancement endorsement
  • Management portfolio
    • Educator’s management liability ($1M/$1M, option to include EPLI)
    • Miscellaneous professional liability ($1M/$1M)
    • Social services and healthcare professional liability ($1M/$3M)
    • Sexual abuse or molestation, including physical abuse endorsement (up to $2M/$2M)
    • Fiduciary ($1M/$1M)
  • Commercial auto liability and physical damage ($1M CSL)
  • Excess liability (up to $5M/$5M)

State availability:
CO, ID, KA, MS, MT, NE, NV, ND, OR, SD, UT, WA, WY 

Program contact person:
Bill Gallagher
wgallagher@munichreamerica.com