- Personal Lines
- Manufactured Home
- DP-1/DP-1 Vacant
- DP-3/Specialty HO
- Home Warranty
- Motorcycle
- Watercraft
- Motor Home/Travel Trailer
- Collector Vehicle
- Snowmobile
- Commercial Lines
- Scheduled Dwelling
- Watercraft Rental
- Educational Institutions
- Public Transportation
- Religious Institutions
- Social Services
- Waste Haulers
Specialty Personal & Commercial Lines
Personal Lines
American Modern’s specialty dwelling products insure niche customers with Rental, Seasonal, Vacant or Owner-occupied properties.Our manufactured home programs protect today’s latest models, and yesterday’s mobile homes, with comprehensive protection. Plus, our innovative Breakdown Endorsement extends coverage to built-in home systems, such as the heating and cooling system, as well as items purchased later, such as appliances.
We cover your customers’ playtime, too, with programs for collector vehicle, motorcycle, RV, boat and snowmobile.
To make it easy to quote, modernLINK® includes all underwriting requirements and options for our personal lines products.
Commercial Lines
American Modern also offers specialty commercial insurance products designed to meet the requirements of real estate investors with schedules of rental dwellings, businesses looking for physical damage coverage for manufactured housing and recreational retail inventory, and watercraft rental businesses.American Modern’s sister company, Munich Reinsurance America, is one of the largest reinsurers in the U.S. The Specialty Markets division offers agents of American Modern access to additional specialty commercial programs. These include both primary and umbrella (supported and unsupported) insurance programs through affiliated, highly rated, admitted and non-admitted insurance companies.
Munich Re America offers not only superior service and underwriting expertise, but also financial security. The company is rated A+ (Superior) by A.M. Best, AA- (Very Strong) by Fitch, Aa3 (Excellent) by Moody’s, and AA- (Very Strong) by Standard and Poor’s.
Benefits:
- A+ paper available on an admitted or an excess surplus lines basis
- Unbundled services
- Multi-line capabilities
- Global expertise
Both Munich Re America and American Modern are members of the Munich Re Group. Fortune magazine ranked Munich Re number 98 on its 2008 Global 500 list of the world’s largest companies.