- Personal Lines
- Manufactured Home

- DP-1/DP-1 Vacant

- DP-3/Specialty HO

- Home Warranty

- Motorcycle

- Watercraft

- Motor Home/Travel Trailer

- Collector Vehicle

- Snowmobile

- Commercial Lines
- Scheduled Dwelling

- Watercraft Rental

- Educational Institutions

- Public Transportation

- Religious Institutions

- Social Services

- Waste Insurance Program

Specialty Personal & Commercial Lines
American Modern’s sister company, Munich Reinsurance America, Inc. is one of the largest reinsurers in the U.S., and its Specialty Markets division offers agents of American Modern access to additional specialty commercial programs. These include both primary and umbrella (supported and unsupported) insurance programs through affiliated, highly rated, admitted and non-admitted insurance companies.
Munich Reinsurance America, Inc. offers not only superior service and underwriting expertise, but also financial security. The company is rated A+ (Superior) by A.M. Best, AA- (Very Strong) by Fitch, Aa3 (Excellent) by Moody’s, and AA- (Very Strong) by Standard and Poor’s.
Munich Reinsurance America, Inc. and American Modern are members of Munich Re’s U.S. organization. Fortune magazine ranked Munich Re number 98 on its 2008 Global 500 list of the world’s largest companies.

American Modern’s sister company, Munich Reinsurance America, Inc. is one of the largest reinsurers in the U.S., and its