American Modern logo
Agent tools
Get help
Our solutions
Sales & marketing
Training resources
Support channels
Residential by product
Residential by occupancy
Recreational
Agent tools
  • Sales & marketing chevron_right
  • Training resources chevron_right
Get help
  • Support channels chevron_right
Our solutions
  • Residential by product chevron_right
  • Residential by occupancy chevron_right
  • Recreational chevron_right
Sales & marketing
  • Blog
  • Social To Go
Training resources
  • Webinars
  • Videos
  • Job aids
Support channels
  • Contact us
  • Live chat
Residential by product
  • Homeowners FLEX®
  • Homeowners
  • Dwelling Basic
  • Dwelling Special
  • Manufactured Home
Residential by occupancy
  • Owner-occupied homes
  • Seasonal/Vacation homes
  • Vacant homes
  • Rental homes
Recreational
  • Collector vehicle
  • Motorsport
  • Boat
  • Yacht

Agent tools

Don’t work empty-handed. Load up with marketing and training to get the word out and stay top of mind.

Get help 

Everyone needs a hand sometimes—and we have plenty to lend. Find the right kind of help at the right time.

Our solutions

Covering a wide variety of hard-to-place risks—that’s our specialty. Here’s a quick look at our full product menu.
Motorsports
Be a market leader by offering robust coverage at a fair price for more than just street bikes. Expand your market reach by including classic and custom styles, plus golf carts and other low-speed electric vehicles, ATVs, and snowmobiles.
What's eligible
Motorcycle ATV/UTV
  • Touring
  • Cruiser
  • Sport touring
  • Supersport
  • Scooter
  • Trike & Inverted trike
  • Classic
  • Custom
  • Dual-purpose bike
  • ATV
  • Dirt bike
  • UTV/ side-by-side
  • 6- and 8-wheel utility
Motorcycle ATV/UTV
  • Touring
  • Cruiser
  • Sport touring
  • Supersport
  • Scooter
  • Trike & Inverted trike
  • Classic
  • Custom
  • Dual-purpose bike
  • ATV
  • Dirt bike
  • UTV/ side-by-side
  • 6- and 8-wheel utility
Motorcycle
  • Touring
  • Cruiser
  • Sport touring
  • Supersport
  • Scooter
  • Trike & Inverted trike
  • Classic
  • Custom
  • Dual-purpose bike
ATV/UTV
  • ATV
  • Dirt bike
  • UTV/ side-by-side
  • 6- and 8-wheel utility
Golf Cart/Electric Other
  • Electric bike
  • Golf cart
  • Low-speed vehicle (LSV)
  • Neighborhood electric vehicle (NEV)
  • Personal transporter
  • Snowmobile
  • Trailer
Golf Cart/Electric Other
  • Electric bike
  • Golf cart
  • Low-speed vehicle (LSV)
  • Neighborhood electric vehicle (NEV)
  • Personal transporter
  • Snowmobile
  • Trailer
Golf Cart/Electric
  • Electric bike
  • Golf cart
  • Low-speed vehicle (LSV)
  • Neighborhood electric vehicle (NEV)
  • Personal transporter
Other
  • Snowmobile
  • Trailer
Coverage levels
  • Full coverage (liability plus collision and comprehensive coverage)
  • Liability only
Coverage levels
  • Full coverage (liability plus collision and comprehensive coverage)
  • Liability only
Coverage levels
  • Full coverage (liability plus collision and comprehensive coverage)
  • Liability only
Included coverage
  • Accessories  
  • $1,000 for ATVs, UTVs, golf carts, dirt bikes, and snowmobiles; 
  • $3,000 Included for motorcycles
  • Personal effects/safety apparel - $1,000 
  • Pet protection - $750
  • Towing and emergency expense - $75 with $200 optional buyup
Included coverage
  • Accessories  
  • $1,000 for ATVs, UTVs, golf carts, dirt bikes, and snowmobiles; 
  • $3,000 Included for motorcycles
  • Personal effects/safety apparel - $1,000 
  • Pet protection - $750
  • Towing and emergency expense - $75 with $200 optional buyup
Included coverage
  • Accessories  
  • $1,000 for ATVs, UTVs, golf carts, dirt bikes, and snowmobiles; 
  • $3,000 Included for motorcycles
  • Personal effects/safety apparel - $1,000 
  • Pet protection - $750
  • Towing and emergency expense - $75 with $200 optional buyup
Important options
  • Accessories - up to $30,000
  • Diminishing deductible
  • Medical payments
  • Passenger liability
  • Personal effects/safety apparel - $2,500
Important options
  • Accessories - up to $30,000
  • Diminishing deductible
  • Medical payments
  • Passenger liability
  • Personal effects/safety apparel - $2,500
Important options
  • Accessories - up to $30,000
  • Diminishing deductible
  • Medical payments
  • Passenger liability
  • Personal effects/safety apparel - $2,500
Frequently Asked Questions
Other solutions to consider

The Manufactured Home program can cover homes used for recreational and seasonal purposes. 

This product or individual options may not be available in your state. Check the program manual for coverage definitions, limits, conditions, limitations, and exclusions.
Other solutions to consider

The Manufactured Home program can cover homes used for recreational and seasonal purposes. 

This product or individual options may not be available in your state. Check the program manual for coverage definitions, limits, conditions, limitations, and exclusions.
Other solutions to consider

The Manufactured Home program can cover homes used for recreational and seasonal purposes. 

This product or individual options may not be available in your state. Check the program manual for coverage definitions, limits, conditions, limitations, and exclusions.
Additional product resources
Motorsports eligibility guide
Motorsports eligibility guide
Snowmobile program overview
Snowmobile program overview
Training resources
Motorsports overview
Motorsports overview
Recreational products overview
Recreational products overview
View all training arrow_forward
American Modern Chat
close
Contact American Modern
close
We're here for you
Need help now?
You can get help starting a quote, assistance with existing policies, reset your password—and more. Available Monday - Friday (8am - 8pm EST)
Customer Service
Our team is trained to help you solve problems. Mon – Fri (8am – 8pm EST)
Customer Service Phone Number (800) 543-2644
Customer Service Phone Number
(800) 543-2644
Customer Service Email address servicecenter@amig.com
Customer Service Email address
servicecenter@amig.com
Don’t see what you need?
View all support channels
American Modern Logo
Facebook
LinkedIn
YouTube
For agents
  • Start a quote
  • Help process a payment
  • Help file a claim
  • Help track a claim
Helpful resources
  • Access training
  • Binding restrictions
  • Download policies
Company
  • About us
  • Contact us
  • Code of conduct
American Modern Logo
For agents
  • Start a quote
  • Help process a payment
  • Help file a claim
  • Help track a claim
Helpful resources
  • Access training
  • Binding restrictions
  • Download policies
Company
  • About us
  • Contact us
  • Code of conduct
Facebook
LinkedIn
YouTube

Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review and approval, and may vary or not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Policies are written by one of the licensed insurers of American Modern Insurance Group, Inc., including but not limited to American Modern Property and Casualty Insurance Company (CA Lic. No. 6129-1).

American Modern Insurance Group, American Modern, AMsuite, modernLINK, and Homeowners FLEX are registered trademarks of American Modern Insurance Group, Inc. All other names, logos, and brands described herein are trademarks or registered trademarks of their respective holders, and use herein does not imply affiliation with or sponsorship or endorsement by them of American Modern, its products, or its services.

Please refer to the applicable Homeowners FLEX Program Manual for complete details. Different sub-limits may apply that vary from a standard HO-3 policy. “All risk” pertains specifically to dwellings and structures. Mandatory exclusions, including roof cosmetic damage exclusion and swimming pool slide and diving board liability exclusion, apply.

Privacy | California consumer privacy rights | Terms of use | Cookie settings
©${year}. American Modern Insurance Group, Inc. All rights reserved.