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Yacht
Our Yacht program differs from our Boat program not just in the length of the craft, but also in the customizable coverage options. A dedicated program protects vessels from 27 to 64 feet in length and up to $1.3M in value.
What’s eligible
  • Cruiser
  • Sailboat
  • Sportfisher
  • Houseboat up to 100 feet
  • Pontoon
  • Performance
  • Vessels 27 to 64 feet in length (houseboats up to 100 feet)
  • Valued up to $1.3 million*
What’s eligible
  • Cruiser
  • Sailboat
  • Sportfisher
  • Houseboat up to 100 feet
  • Pontoon
  • Performance
  • Vessels 27 to 64 feet in length (houseboats up to 100 feet)
  • Valued up to $1.3 million*
What’s eligible
  • Cruiser
  • Sailboat
  • Sportfisher
  • Houseboat up to 100 feet
  • Pontoon
  • Performance
  • Vessels 27 to 64 feet in length (houseboats up to 100 feet)
  • Valued up to $1.3 million*
Coverage levels
  • Full coverage (includes physical damage coverage for the hull plus liability)
  • Liability only (bodily injury and property damage coverage)
Coverage levels
  • Full coverage (includes physical damage coverage for the hull plus liability)
  • Liability only (bodily injury and property damage coverage)
Coverage levels
  • Full coverage (includes physical damage coverage for the hull plus liability)
  • Liability only (bodily injury and property damage coverage)
Included coverage
  • Protection and indemnity 
  • Under and uninsured boaters
  • Search and rescue
  • Wreck removal
  • $5,000 in personal effects
  • Extended parts replacement for parts up to 10 years old 
  • Accidental fuel spill
  • Dinghy up to $3,000
  • Medical payments
  • Pet protection
  • Haul out and towing 
Included coverage
  • Protection and indemnity 
  • Under and uninsured boaters
  • Search and rescue
  • Wreck removal
  • $5,000 in personal effects
  • Extended parts replacement for parts up to 10 years old 
  • Accidental fuel spill
  • Dinghy up to $3,000
  • Medical payments
  • Pet protection
  • Haul out and towing 
Included coverage
  • Protection and indemnity 
  • Under and uninsured boaters
  • Search and rescue
  • Wreck removal
  • $5,000 in personal effects
  • Extended parts replacement for parts up to 10 years old 
  • Accidental fuel spill
  • Dinghy up to $3,000
  • Medical payments
  • Pet protection
  • Haul out and towing 
Important options
  • Hull damage
  • Named storm coverage in coastal areas
  • Bow-to-stern protection
  • Trailer physical damage
  • Nautical collectibles
  • Liveaboard or diminishing deductible
Important options
  • Hull damage
  • Named storm coverage in coastal areas
  • Bow-to-stern protection
  • Trailer physical damage
  • Nautical collectibles
  • Liveaboard or diminishing deductible
Important options
  • Hull damage
  • Named storm coverage in coastal areas
  • Bow-to-stern protection
  • Trailer physical damage
  • Nautical collectibles
  • Liveaboard or diminishing deductible
Frequently Asked Questions
Other solutions to consider

To learn about coverage for smaller water vessels that can travel up to 90 miles per hour with a value of up to $1 million, check out our Boat program. 

Yacht owners might also consider coverage for their vacation home. Look at our Dwelling Special program, which requires less extensive coverage than a fulltime home. 

*May vary by state. 

This product or individual options may not be available in your state. Check the program manual for coverage definitions, limits, conditions, limitations, and exclusions.
Other solutions to consider

To learn about coverage for smaller water vessels that can travel up to 90 miles per hour with a value of up to $1 million, check out our Boat program. 

Yacht owners might also consider coverage for their vacation home. Look at our Dwelling Special program, which requires less extensive coverage than a fulltime home. 

*May vary by state. 

This product or individual options may not be available in your state. Check the program manual for coverage definitions, limits, conditions, limitations, and exclusions.
Other solutions to consider

To learn about coverage for smaller water vessels that can travel up to 90 miles per hour with a value of up to $1 million, check out our Boat program. 

Yacht owners might also consider coverage for their vacation home. Look at our Dwelling Special program, which requires less extensive coverage than a fulltime home. 

*May vary by state. 

This product or individual options may not be available in your state. Check the program manual for coverage definitions, limits, conditions, limitations, and exclusions.
Additional product resources
Boat and Yacht eligibility guide
Boat and Yacht eligibility guide
Boat and Yacht FAQ
Boat and Yacht FAQ
Training resources
Quoting Boat & Yacht in AMsuite
Quoting Boat & Yacht in AMsuite
Recreational products overview
Recreational products overview
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