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Covering a wide variety of hard-to-place risks—that’s our specialty. Here’s a quick look at our full product menu.

Manufactured Home

We cover a wide range of manufactured homes, from single-family or multi-sectional to modular or tiny homes. Since 1965—even before we were American Modern—we’ve been the experts in this market.

What’s eligible	Occupancy type
Single-family Single-wide or double-wide Modular home or tiny home No age restriction Fair condition and better Up to 25 homes on one policy Values up to $300,000 in most states	Owner Seasonal Rental Tenant*

What’s eligible	Occupancy type
Single-family Single-wide or double-wide Modular home or tiny home No age restriction Fair condition and better Up to 25 homes on one policy Values up to $300,000 in most states	Owner Seasonal Rental Tenant*

What’s eligible
Single-family Single-wide or double-wide Modular home or tiny home No age restriction Fair condition and better Up to 25 homes on one policy Values up to $300,000 in most states
Occupancy type
Owner Seasonal Rental Tenant*

Included coverage
Builder’s risk Debris removal and emergency removal Loss of use - 10% Coverage A Reasonable repairs Vandalism and theft Water damage - 100% Coverage A, $3,500 sublimit for mold and remediation

Included coverage
Builder’s risk Debris removal and emergency removal Loss of use - 10% Coverage A Reasonable repairs Vandalism and theft Water damage - 100% Coverage A, $3,500 sublimit for mold and remediation

Included coverage
Builder’s risk Debris removal and emergency removal Loss of use - 10% Coverage A Reasonable repairs Vandalism and theft Water damage - 100% Coverage A, $3,500 sublimit for mold and remediation

Important options
Personal property Personal or premises liability from $25,000 to $500,000 Water backup from drain or sump pump overflow Other structures

Important options
Personal property Personal or premises liability from $25,000 to $500,000 Water backup from drain or sump pump overflow Other structures

Important options
Personal property Personal or premises liability from $25,000 to $500,000 Water backup from drain or sump pump overflow Other structures

Frequently Asked Questions

Other solutions to consider

If the home is vacant, it could be eligible to be placed in our Dwelling Basic program.

Manufactured Home customers who own a golf cart, low-speed electric vehicle, ATV, UTV, or snowmobile, can find coverage in our Motorsports program.

This product or individual options may not be available in your state. Check the program manual for coverage definitions, limits, conditions, limitations, and exclusions.

Other solutions to consider

If the home is vacant, it could be eligible to be placed in our Dwelling Basic program.

Manufactured Home customers who own a golf cart, low-speed electric vehicle, ATV, UTV, or snowmobile, can find coverage in our Motorsports program.

This product or individual options may not be available in your state. Check the program manual for coverage definitions, limits, conditions, limitations, and exclusions.

Other solutions to consider

If the home is vacant, it could be eligible to be placed in our Dwelling Basic program.

Manufactured Home customers who own a golf cart, low-speed electric vehicle, ATV, UTV, or snowmobile, can find coverage in our Motorsports program.

This product or individual options may not be available in your state. Check the program manual for coverage definitions, limits, conditions, limitations, and exclusions.

Additional product resources

Manufactured Home Insurance

Customer stories

Tiny home product overview

Tiny home product overview

Training resources

Manufactured home product overview

Manufactured home product overview

Quoting and issuing policies in AMsuite

Quoting and issuing policies in AMsuite

View all training