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Manufactured Home
We cover a wide range of manufactured homes, from single-family or multi-sectional to modular or tiny homes. Since 1965—even before we were American Modern—we’ve been the experts in this market.
What’s eligible Occupancy type
  • Single-family
  • Single-wide or double-wide
  • Modular home or tiny home
  • No age restriction
  • Fair condition and better
  • Up to 25 homes on one policy
  • Values up to $300,000 in most states 
  • Owner 
  • Seasonal 
  • Rental 
  • Tenant*
What’s eligible Occupancy type
  • Single-family
  • Single-wide or double-wide
  • Modular home or tiny home
  • No age restriction
  • Fair condition and better
  • Up to 25 homes on one policy
  • Values up to $300,000 in most states 
  • Owner 
  • Seasonal 
  • Rental 
  • Tenant*
What’s eligible
  • Single-family
  • Single-wide or double-wide
  • Modular home or tiny home
  • No age restriction
  • Fair condition and better
  • Up to 25 homes on one policy
  • Values up to $300,000 in most states 
Occupancy type
  • Owner 
  • Seasonal 
  • Rental 
  • Tenant*
Included coverage
  • Builder’s risk
  • Debris removal and emergency removal
  • Loss of use - 10% Coverage A
  • Reasonable repairs
  • Vandalism and theft 
  • Water damage - 100% Coverage A, $3,500 sublimit for mold and remediation
Included coverage
  • Builder’s risk
  • Debris removal and emergency removal
  • Loss of use - 10% Coverage A
  • Reasonable repairs
  • Vandalism and theft 
  • Water damage - 100% Coverage A, $3,500 sublimit for mold and remediation
Included coverage
  • Builder’s risk
  • Debris removal and emergency removal
  • Loss of use - 10% Coverage A
  • Reasonable repairs
  • Vandalism and theft 
  • Water damage - 100% Coverage A, $3,500 sublimit for mold and remediation
Important options
  • Personal property
  • Personal or premises liability from $25,000 to $500,000
  • Water backup from drain or sump pump overflow
  • Other structures
Important options
  • Personal property
  • Personal or premises liability from $25,000 to $500,000
  • Water backup from drain or sump pump overflow
  • Other structures
Important options
  • Personal property
  • Personal or premises liability from $25,000 to $500,000
  • Water backup from drain or sump pump overflow
  • Other structures
Frequently Asked Questions
Other solutions to consider

If the home is vacant, it could be eligible to be placed in our Dwelling Basic program.

Manufactured Home customers who own a golf cart, low-speed electric vehicle, ATV, UTV, or snowmobile, can find coverage in our Motorsports program.

This product or individual options may not be available in your state. Check the program manual for coverage definitions, limits, conditions, limitations, and exclusions.
Other solutions to consider

If the home is vacant, it could be eligible to be placed in our Dwelling Basic program.

Manufactured Home customers who own a golf cart, low-speed electric vehicle, ATV, UTV, or snowmobile, can find coverage in our Motorsports program.

This product or individual options may not be available in your state. Check the program manual for coverage definitions, limits, conditions, limitations, and exclusions.
Other solutions to consider

If the home is vacant, it could be eligible to be placed in our Dwelling Basic program.

Manufactured Home customers who own a golf cart, low-speed electric vehicle, ATV, UTV, or snowmobile, can find coverage in our Motorsports program.

This product or individual options may not be available in your state. Check the program manual for coverage definitions, limits, conditions, limitations, and exclusions.
Additional product resources
Manufactured Home Insurance
Customer stories
Tiny home product overview
Tiny home product overview
Training resources
Manufactured home product overview
Manufactured home product overview
Quoting and issuing policies in AMsuite
Quoting and issuing policies in AMsuite
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