Homeowners FLEX

Homeowners FLEX^®

Homeowners FLEX lets you customize coverage for more customers, even those whose homes have age, claims, and location concerns. It’s based on a familiar HO-3 form, so FLEX with confidence.

What’s eligible	Occupancy type
Single or two-family No age restriction Average condition and better	Owner Seasonal

What’s eligible	Occupancy type
Single or two-family No age restriction Average condition and better	Owner Seasonal

What’s eligible
Single or two-family No age restriction Average condition and better
Occupancy type
Owner Seasonal

Included coverage
Water damage from 10%, 25%, 50%, 75%, 100% Named peril for personal property Liability from $25,000 to $1M Theft Reasonable repairs Debris removal

Included coverage
Water damage from 10%, 25%, 50%, 75%, 100% Named peril for personal property Liability from $25,000 to $1M Theft Reasonable repairs Debris removal

Included coverage
Water damage from 10%, 25%, 50%, 75%, 100% Named peril for personal property Liability from $25,000 to $1M Theft Reasonable repairs Debris removal

Important options
Earthquake Hobby farming Home equipment breakdown protection Home sharing or occasional rental Scheduled personal property

Important options
Earthquake Hobby farming Home equipment breakdown protection Home sharing or occasional rental Scheduled personal property

Important options
Earthquake Hobby farming Home equipment breakdown protection Home sharing or occasional rental Scheduled personal property

Frequently asked questions

Other solutions to consider
If a home is vacant, it can be eligible to be placed in our Dwelling Basic program. Passionate boat owners take care of their vessels, so they’ll be looking for more from their insurance coverage. Our Boat program offers bow-to-stern protection. This product or individual options may not be available in your state. Check the program manual for coverage definitions, limits, conditions, limitations, and exclusions.

Other solutions to consider
If a home is vacant, it can be eligible to be placed in our Dwelling Basic program. Passionate boat owners take care of their vessels, so they’ll be looking for more from their insurance coverage. Our Boat program offers bow-to-stern protection. This product or individual options may not be available in your state. Check the program manual for coverage definitions, limits, conditions, limitations, and exclusions.

Other solutions to consider
If a home is vacant, it can be eligible to be placed in our Dwelling Basic program. Passionate boat owners take care of their vessels, so they’ll be looking for more from their insurance coverage. Our Boat program offers bow-to-stern protection. This product or individual options may not be available in your state. Check the program manual for coverage definitions, limits, conditions, limitations, and exclusions.

Other solutions to consider

If a home is vacant, it can be eligible to be placed in our Dwelling Basic program.

Passionate boat owners take care of their vessels, so they’ll be looking for more from their insurance coverage. Our Boat program offers bow-to-stern protection.

This product or individual options may not be available in your state. Check the program manual for coverage definitions, limits, conditions, limitations, and exclusions.

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