Seasonal/Vacation homes

Vacation homes come in all types, from luxury properties in the mountains or on golf courses to more humble cabins in the woods. We have programs to fit all these and more.

Homeowners FLEX^® Some homes may need a more customized solution. Address age, claims and location concerns by dialing coverage levels up or down with this versatile HO-3 alternative.	Homeowners Need an alternative to HO-3 coverage due to value, age or claim history? Offer coverage for a wide range of full-time and seasonal homes.
Dwelling Special You don’t have to treat a seasonal home like a full-time residence. Here’s a replacement value option with less extensive coverage.	Manufactured Home We’ve been helping people protect manufactured homes since 1965. Offer "all risk" coverage for everything from single-family and multi-sectional to modular or tiny homes.
Dwelling Basic Maybe your customer can’t get coverage – or maybe they’re just looking for the basics. Either way, our version of dwelling fire can cover owner-occupied and other occupancy types.

These product or individual options may not be available in your state. Check the program manual for coverage definitions, limits, conditions, limitations, and exclusions.

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