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Condominium
For condos that are full-time rentals or just used seasonally, you can offer our condominium coverage. Available in most states, it’s our way of providing condo insurance for dwellings that are not owner-occupied.
What’s eligible Occupancy type
  • Average condition and better 
  • Units in high-rise buildings
  • Up to 10 homes on one policy
  • Available in most states
  • No age restrictions
  • Rental
  • Short-term or occasional rentals
  • Seasonal
What’s eligible Occupancy type
  • Average condition and better 
  • Units in high-rise buildings
  • Up to 10 homes on one policy
  • Available in most states
  • No age restrictions
  • Rental
  • Short-term or occasional rentals
  • Seasonal
What’s eligible
  • Average condition and better 
  • Units in high-rise buildings
  • Up to 10 homes on one policy
  • Available in most states
  • No age restrictions
Occupancy type
  • Rental
  • Short-term or occasional rentals
  • Seasonal
Included coverage
  • Premises liability - $100,000 included with additional options
  • Medical payments - $1,000 included with options up to $10,000
  • Property manager liability
  • Water damage - 100% Coverage A and 100% Coverage C
  • Loss of use - 40% Coverage A limit, $100,000 max
  • Loss assessment - $1,000 with options up to $50,000
  • Ordinance or law - 10% Coverage A with options up to 100%
Included coverage
  • Premises liability - $100,000 included with additional options
  • Medical payments - $1,000 included with options up to $10,000
  • Property manager liability
  • Water damage - 100% Coverage A and 100% Coverage C
  • Loss of use - 40% Coverage A limit, $100,000 max
  • Loss assessment - $1,000 with options up to $50,000
  • Ordinance or law - 10% Coverage A with options up to 100%
Included coverage
  • Premises liability - $100,000 included with additional options
  • Medical payments - $1,000 included with options up to $10,000
  • Property manager liability
  • Water damage - 100% Coverage A and 100% Coverage C
  • Loss of use - 40% Coverage A limit, $100,000 max
  • Loss assessment - $1,000 with options up to $50,000
  • Ordinance or law - 10% Coverage A with options up to 100%
Important options
  • Short-term rental
  • Occasional rental
  • Landlord personal injury, such as wrongful eviction claim
  • Personal property - up to $500,000
  • Water backup and sump overflow - $5,000 limit
Important options
  • Short-term rental
  • Occasional rental
  • Landlord personal injury, such as wrongful eviction claim
  • Personal property - up to $500,000
  • Water backup and sump overflow - $5,000 limit
Important options
  • Short-term rental
  • Occasional rental
  • Landlord personal injury, such as wrongful eviction claim
  • Personal property - up to $500,000
  • Water backup and sump overflow - $5,000 limit
Frequently asked questions
Other solutions to consider

If a home is vacant, it can be eligible to be placed in our Dwelling Basic program.

Passionate boat owners take care of their vessels, so they’ll be looking for more from their insurance coverage. Our Boat program offers bow-to-stern protection.

This product or individual options may not be available in your state. Check the program manual for coverage definitions, limits, conditions, limitations, and exclusions.
Other solutions to consider

If a home is vacant, it can be eligible to be placed in our Dwelling Basic program.

Passionate boat owners take care of their vessels, so they’ll be looking for more from their insurance coverage. Our Boat program offers bow-to-stern protection.

This product or individual options may not be available in your state. Check the program manual for coverage definitions, limits, conditions, limitations, and exclusions.
Other solutions to consider

If a home is vacant, it can be eligible to be placed in our Dwelling Basic program.

Passionate boat owners take care of their vessels, so they’ll be looking for more from their insurance coverage. Our Boat program offers bow-to-stern protection.

This product or individual options may not be available in your state. Check the program manual for coverage definitions, limits, conditions, limitations, and exclusions.
Additional product resources
Challenging risks made easier
Challenging risks made easier
Seasonal Occupancy Overview
Seasonal occupancy overview
Training resources
Residential products overview
Residential products overview
Quoting and issuing policies in AMsuite
Quoting and issuing policies in AMsuite
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